1. Acceptance of Terms

By accessing EvalCover, you confirm that you are at least 18 years of age and possess the legal authority to enter into this agreement. If you do not agree to these terms, you should discontinue use of this website immediately.

2. Nature of Our Services

EvalCover operates strictly as an independent insurance information, quote comparison, and referral platform.

• Not an Insurance Broker/Underwriter: EvalCover does not directly issue policies, underwrite risk, or bind insurance coverage.
• Referral Matchmaker: We connect users with third-party insurance carriers, licensed agents, and marketing partners based on user requests.
• Rates & Quotes: Final premium rates, eligibility, and policy terms are determined solely by the issuing insurance company upon full underwriting verification.

3. User Responsibilities & Accuracy

To receive accurate quote estimates and referral matches, you agree to:

• Provide truthful, accurate, and current information in all request forms.
• Refrain from submitting fraudulent requests or impersonating any individual or entity.
• Use the website strictly for personal, non-commercial insurance comparison purposes.

4. Intellectual Property Rights

All content, branding, logos, comparison designs, UI code, and text on EvalCover are the intellectual property of EvalCover and protected under applicable copyright and trademark laws. Unauthorized reproduction or redistribution is strictly prohibited.

5. Third-Party Websites & Services

Our platform contains links to external carrier websites and partner platforms. EvalCover does not control and is not responsible for the content, privacy practices, or accuracy of third-party websites. Interacting with third-party sites is at your own discretion.

6. Limitation of Liability

EvalCover and its affiliates shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our services, site downtime, or decisions made based on comparison data provided on the platform.

7. Contact Information

If you have questions regarding these Terms & Conditions, please contact us at: